David C Branch

People make roughly 35,000 decisions each day. With that much riding on each person’s shoulders, it comes as no surprise that some of the decisions will end up being mistakes. Occasionally, the mistakes might even be disastrous. When people make catastrophic financial errors that wipe out their savings, there are five steps that they should take to recover both mentally and monetarily.
Don’t dwell
It is important to acknowledge and learn from mistakes, but when a person dwells on a financial ...

Plastic surgery is a multi-billion dollar industry in the United States, and it is growing every year. There are two main forms of plastic surgery. Cosmetic surgery is performed strictly to alter the appearance of the body with no medical benefits. Reconstructive plastic surgery is done to help fix a physical defect that is hindering the life of the patient. These are the four most common plastic surgery procedures in the country right now.
Breast Augmentation
Breast augmentation is a surgica...

You should see your dentist at least twice per year to ensure your oral health is as good as possible. During these visits, you’ll undergo an exam of your teeth and gum tissue, as well as receiving a deep cleaning that will remove plaque and tartar from your teeth. Since you’ll need to trust your oral care to your dentist, it’s important to know when you should pick a new dentist and how to find one you like.
Do You Need a Different Dentist?
The first thing to consider is whether you should k...

The plastic surgery industry is unable to contain the large number coming to the hospitals. The experience is unlike what people would expect when experts warn against the high spread of the virus. Here are some ways in which the pandemic has contributed to the demand for plastic surgery.
Unexpected Vacations for EmployeePeople go for plastic surgery during long vacations since they will have enough time to heal, and the pandemic has provided such free time for employees. Thanks to the COVID ...

As the Covid-19 pandemic has taken a toll on every aspect of life, people have become worried about their health, safety, and, most importantly, their financial security. That being said, these unprecedented times have shown individuals that they need financial advisors to help them in managing their investments and finances in order to set themselves up for success, build their wealth, and secure their future. On that premise, the following article presents the host of benefits of hiring a f...

For many Americans, the idea of financial planning creates a sense of dread. Making a budget or paying down a credit card statement may seem impossible, but it’s easy to get started with financial success. Here are three simple steps for financial beginners.
Build an Emergency Fund
One of the easiest ways to avoid spiraling into debt is by establishing an emergency fund. A bank account set aside specifically for financial emergencies allows consumers to avoid high-interest loans. It also offe...

Most people that go out on a boat do not participate in powerboat racing. The sport was popularized in the late 19th century and even for a short period of time was classified as an Olympic sport in 1908. Powerboat racing further soared in popularity in the 1960 and the 1970’s due to the fact that boating technologies advanced exponentially. Unfortunately, many of the names and statistics of racers aren’t really spoken about, there are quite a few big names in the game.
Offshore powerboat rac...

Flags are an integral part of powerboat racing. Whether you are a curious spectator or amateur racer, you will want to know the meaning of each flag and how flags are used during a race. Regulations for this sport define that flags used for powerboat racing must be at least 24”x24” to ensure that racers can easily see the flags. In addition to the size of the flags, each has a distinct color and corresponding meaning.
Green Flags
Green flags are used in powerboat racing for a few situations. ...

Offshore power boat racing became an official sport in 1903 when members of the Automobile Club of Great Britain and the Marine Motor Association decided to organize a competition. Not long after that, the American Powerboat Association was formed. The first recorded offshore race was conducted in California in the year 1911.
Offshore powerboat racing has gained fans ever since. The sport is funding by a combination of private company funding and commercial sponsors. One of the most high-prof...

With the gifting holidays right around the corner and online shopping options now more diverse than ever, right now is an ideal time to get into holiday shopping for that seafaring boater. With so many choices on the theoretical table, however, it can be overwhelming to find something to choose from or to even find somewhere to start. To help alleviate this, the following is a list of items that the seaman next door just may enjoy.
Airhead’s Big Mable Inflatable Double Rider Towable
Featuring...

A budget is the cornerstone of solid financial planning. Budgets help people know where their money is going, whether it’s the grocery store or their retirement account. An integral part of developing a functional budget is knowing how to balance saving money (for an emergency fund or a Roth IRA, for example) versus using money for discretionary spending. By definition, discretionary spending is money that is spent on non-essential, usually fun things.
It can be very easy to fritter money awa...

You might think that in the age of body positivity that people would not be encouraged to get plastic surgery. But there has been a spike in cosmetic procedures ever since 2017. A common misconception people make is factoring in that plastic surgery makes you insecure but it doesn’t. With plastic surgery more affordable than ever before, people now have the tools to enhance their physical appearance.
The cosmetic procedures that people have been getting more often are some of the most common ...

Plastic surgery has been around for about 100 years, but it’s still the subject of some controversy. Not many people know that plastic surgery was developed after World War I. Soldiers were surviving wounds that were more serious than ever before. Yet there was no specialist who could help repair them.
For example, if someone was missing part of their jaw, they suffered functional and cosmetic issues as a result of that injury. Surgeons collaborated with other specialties to devise new proced...

Based on a survey reported to US News, the average tuition last year was roughly $41,000 for private colleges to $11,000 for public colleges. The numbers are only expected to get higher in the following years to come. Considering another survey from Bankrate that shows average American households only having $8,800 in savings, these two figures are alarmingly disproportionate. If you’re in the same boat and want to save up for your kid’s education as early as possible, here are four tips:
Ope...

If you have found that your credit score is a bit too low to qualify for credit cards, loans, and larger purchases, you may be surprised to learn that there are simple ways to bring it up. Here are some proven strategies that you should try:
1. Refrain from Closing Credit Card Accounts
You may think this is logical if you aren’t using them, or you can’t afford them. However, closing such accounts means you can’t include the limits on them when your overall credit utilization is assessed, whic...